The following terms of use apply to your use of this web site. By using this web site, you acknowledge your agreement to the terms set forth below. Please read these terms of use carefully and completely.

This Web Site Is Not Intended To Solicit Investment Funds In Any Jurisdiction

All content, including all information, data, software, computer code, content and web pages contained or available through this Web Site (the “Content”) is for information purposes only and is not intended to constitute an offering or solicitation of securities of any kind in any jurisdiction. Information disclosed elsewhere or through other means under the corporate and securities laws of Canadian jurisdictions applicable to Carecana is not intended to be, and is not in any way qualified, amended, modified, updated, replaced or supplemented by the Content or any information available in, through or on this Web Site.

Except as otherwise required by law, or as otherwise expressly stated in writing by Carecana, Carecana disclaims and you receive no warranties, representations, guarantees, covenants or conditions of any kind, express or implied, with respect to this Web Site or the Content, both of which are provided “as is”, “where is” and “as available”. You use this Web Site and the Content, and further make or exercise any reliance thereon, voluntarily and solely at your own risk. Without limitation, you waive and Carecana disclaims any warranty or condition of merchantable quality, of non-infringement, or of fitness for a particular purpose or condition, and any warranty or condition arising from statute or otherwise in law or from a course of dealing or trade. Carecana does not warrant that the Web Site will be continuously available or at all, nor does Carecana warrant that the Content will be free of viruses, Trojan Horses or other harmful content resulting from malicious human action or technical malfunction.

While any information and material contained in the Content are reasonably believed by Carecana to be accurate and complete at the time of their posting, and although Carecana makes reasonable efforts to ensure that all such information and material remain current, accurate and complete, Carecana accepts no liability, responsibility or obligation whatsoever to post, update, amend, review or remove such information, material or the Content or any portion thereof except as may be required by applicable law.

You acknowledge that such facts, information and material may change quickly and without notice and that such changes will take time to be posted to the Web Site, if they are posted at all. Carecana may post, change, delete and amend Content without notice.

Disclaimer

From time to time, interruptions, errors or other deficiencies in service on this Web Site may occur due to a variety of factors, some of which are outside the control of Carecana and its affiliates, including without limitation, interruptions in the accessibility of the Internet and a system outage in facilities of a third party service provider.

Carecana, and its officers, directors, agents, shareholders, contractors, consultants or employees, including those of its affiliates are not liable to you, or anyone else, for any damages whatsoever and howsoever caused (including direct, indirect, incidental, special, consequential, exemplary or punitive damages) arising out of or in connection with use of the software, systems, services or facilities used or made available on the Web Site, or your ability to access or use the Web Site, including but not limited to loss or damage resulting from failure of electronic or mechanical equipment or communications lines, the internet, telephone, power failure or third party system failure.

While every effort is made to ensure that this Web Site is suitable for use on a wide variety of computer systems, you should take reasonable and appropriate precautions to scan for computer virus, and other items of a destructive nature.

Privacy Policy

At Carecana, your privacy is important to us. We collect and use personal information about you to create and maintain a relationship that allows us to conduct business with you. We are committed to protecting and maintaining the accuracy, confidentiality and security of your personal information. We are also careful to ensure that information is used responsibly, and only for the purposes for which you gave it to us, unless otherwise permitted or required by law.

By submitting your personal information to Carecana through this Web Site, you represent and agree that such information is provided with your full consent and is not confidential or proprietary and that Carecana is free to use such information in order to conduct business with you.

The information you provide is protected under the Personal Information Protection Act (Alberta) and will only be used in accordance with the provisions of the Mortgage Group Privacy Policy. In order to ensure compliance with the Mortgage Group Privacy Policy and applicable privacy legislation, Carecana has appointed a Privacy Officer. If you have any questions or concerns about the collection of your personal information, please contact the Carecana Privacy Officer as follows:

Privacy Officer
1450, 555-4th Avenue S.W.
Calgary, Alberta
T2P 3E7
Telephone: (403) 509-0115
Facsimile: (403) 262-9520
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

Carecana shall own and be at liberty to freely use, without payment of any compensation, any improvement, suggestion, invention or innovation you may send to Carecana through this Web Site.

Forward-Looking Information

Corporate information provided in this Web Site may contain forward-looking information. You are cautioned that assumptions used in the preparation of such information, which are considered reasonable by Carecana at the time of preparation, may be proven incorrect. Actual results achieved during the forecast period will vary from the information provided herein and the variations may be material. There is no warranty, covenant, condition or representation by Carecana that actual results achieved during the forecast period will be the same in whole or in part as the forecasts.

Trademarks

Certain names, graphics, logos, icons, designs, words, titles or phrases at this Web Site may constitute trade names, trademarks or service marks of Carecana or other entities within the CareVest Mortgages group of companies. Trademarks may be registered in Canada. The display of trademarks, on a page at this Web Site does not imply that a license of any kind has been granted to you or anyone else and any such license, express or implied, is hereby disclaimed. Any unauthorized downloading, transmission, publication, or other copying or modification of material posted on this Web Site, including the Content and/or trademarks may be a violation of federal, provincial, or common law, trademark and/or copyright law, and may result in legal action.

Copyright

You should assume that everything you see or read on the Web Site is copyrighted unless otherwise noted and may not be used without the written permission of Carecana, except for non-commercial use provided that you do not modify the content and that you display all copyright and other proprietary notices contained in the content. You may not copy or display for redistribution to third parties or for commercial purposes any portion of the content.

Hyperlinks

Certain links on this website take you to other websites that are not under the control of Carecana. As well, certain websites link to this website and are not under the control of Carecana. Carecana is not responsible or liable for and makes no representations, warranties or conditions concerning the contents of any linked website or any link contained in a linked website, including but not limited to the accuracy, relevancy, copyright compliance, legality, or decency of material contained in any linked website. Carecana provides such links only as a convenience and the inclusion of any link on this website or a link to this site on another website does not imply, confirm or signify any endorsement by Carecana of the linked website or information, products or services contained therein. If you decide to visit any linked website, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses and other destructive elements and to verify the information contained within the linked websites before relying on it. Furthermore, you acknowledge and confirm that you are responsible for viewing and abiding by the terms of use and privacy policies posted at any linked websites, and Carecana is not responsible or liable for the use of any personal information that you provide to such linked website by the operator(s) of such linked website. Also, the information contained in the links may be changed or updated at any time without notice.

Governing Laws

These terms shall be governed by the laws of the Province of Alberta and the federal laws of Canada, applicable therein, and you agree to be bound by the laws of these jurisdictions. You agree to attorn to the jurisdiction of the Province of Alberta.

Amending and Updating

Carecana may amend these terms from time to time. By using this Web Site, you confirm and agree that you are bound by the most current terms and conditions of this Web Site and agree to periodically review the terms to determine the most current terms and, if the same are not acceptable, you agree to immediately cease using this Web Site.

Questions

If you have any questions regarding these Terms of Use, please contact Carecana at This email address is being protected from spambots. You need JavaScript enabled to view it..